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How to Renew Your Driver’s Licence in Jamaica: Step-by-Step Guide Renewing your Jamaican driver’s licence is a routine task every motorist must handle every few years. Keeping your licence up-to-date ensures you remain legally allowed to drive and keeps your insurance valid. In this guide, we’ll walk you through why renewing on time is important,…Read More

Do I Need Comprehensive Insurance on an Old Car? Here’s How to Decide Owning an older vehicle raises important questions about insurance coverage. Many drivers wonder if comprehensive insurance is still worth it for a car 10 or more years old. The decision depends on your car’s value, your budget for repairs or replacement, and…Read More

What Is Comprehensive Insurance and What Does It Cover? Owning a car means facing risks beyond traffic accidents. Hurricanes, theft, and other unexpected events can also damage your vehicle. Comprehensive insurance is a way to safeguard your car against these non-collision threats. This guide explains what comprehensive car insurance is, what it covers, and why…Read More

Understanding Car Insurance Coverage Types Car insurance is more than just a legal requirement – it’s a financial safety net that protects you, your vehicle, and others on the road. Whether you’re a new driver or reviewing your current policy, understanding the different types of car insurance cover can help you make informed decisions. The…Read More

How Does Car Insurance Excess Work? Everything You Need to Know A car insurance excess, also known as a deductible, is the portion of any claim the policyholder must pay out of pocket before the insurer covers the rest. The insurance policy specifies a fixed excess amount, and the insurer applies it to every claim…Read More

What Is An Open Driving Policy and Is It Right for You? When you’re running a business or sharing a vehicle between family members, convenience is everything. But what happens when someone needs to borrow the vehicle and they’re not listed on your insurance? That’s where an open driving policy comes in. This type of…Read More

Does the Colour of Your Car Affect Your Insurance? You’ve probably heard someone say, “Red cars are more expensive to insure.” It’s a claim that’s been around for years, and while it might sound convincing, the truth is a little different. At Autosmart, we believe in keeping drivers informed, so we’re breaking down this common…Read More

Car Insurance Guide for New Drivers: Understanding Coverage and Costs Congratulations, you’ve passed your driving exam and are ready to drive your first car! You’re probably excited about the convenience and freedom that comes with owning your first vehicle.  At the same time, you may feel confused or overwhelmed choosing the right car, getting a…Read More

What Do I Need to Insure My Vehicle? A Complete 2025 Guide: Importance of Vehicle Insurance Insurance is crucial because it helps individuals secure their financial and material well-being, offering protection against unexpected events that could otherwise lead to significant losses. By purchasing insurance, individuals take proactive steps to shield themselves from potential risks, ensuring…Read More

Understanding Car Insurance Coverage for Scratches and Dents in Jamaica Owning a car in Jamaica comes with its share of responsibilities, and one question car owners frequently ask is: Does car insurance cover scratches and dents? Whether caused by a minor accident, an inconsiderate passerby, or flying debris, minor damages can be frustrating to deal…Read More